Understanding Online Payments for Art Commissions as a Teen

Starting art commissions as a young teenager is an exciting venture, and understanding the intricacies of online payments is crucial for your success. In this article, we will explore the basics of online payments, the requirements for setting up an account, and best practices to ensure a smooth transaction process.

How Do Online Payments Work for Art Commissions?

Online payments are relatively simple once you understand the key steps. You won't necessarily need a credit card to make transactions, but you will need a third-party service to process the payments. Some common options include PayPal, Kofi, and CashApp. For starting out, I would recommend using PayPal due to its wide acceptance and reliability.

To get started, you should check your country's laws regarding your age and the legal requirements to conduct business. If you are under 18 (or the legal age in your country), you will need assistance from a guardian to set up your account. Once you have your account, you can set up transactions for art commissions, which involves either the Friends and Family or Goods and Services methods.

Using PayPal for Art Commissions

PayPal provides two methods for transferring money: Friends and Family and Goods and Services. While Friends and Family is convenient for personal transactions, it is not recommended for art commissions. For art transactions, you should use the Goods and Services option, even though it may take a small percentage from your payment. This is both a policy requirement and a protection measure for your rights as an artist.

To ensure safety, it is often recommended to issue an invoice before the transaction. This not only helps in clearly stating the terms of the agreement but also provides a legal document that can protect you from misunderstandings.

Key Considerations for Starting Your Art Commission Business

While understanding online payments is the foundation, there are several other important aspects to consider when starting out as an artist.

Collect Payment First: Always request full or partial payment before starting the work. This protects you in case the client decides to cancel the commission without providing any compensation. Update Art Gradually: Instead of sending the full artwork immediately, share a preview or sketch with a watermark. This ensures that you receive payment before fully completing the work. Beware of Red Flags: If a client insists on using a payments method outside of what you have listed, it may be a sign of potential issues. Be firm and maintain professional standards. Keep Records: Maintain all receipts and records for future reference. Documentation is crucial for resolving disputes and providing proof of transactions. Establish Clear Terms: Use a Terms of Service (TOS) document to outline your policies and procedures. This will help prevent misunderstandings and provide a clear guideline for both you and your clients.

Conclusion

Starting your art commission business as a teen is a great way to showcase your talents and earn money while learning valuable business skills. By understanding the basics of online payments and following best practices, you will be well-equipped to build a successful portfolio and manage your art commissions effectively.

Good luck with your art journey, and remember to keep practicing and refining your skills.